Location
London

Hours
Full Time

Salary
Competitive, commensurate with experience

About the Role
This is an exciting opportunity to join a dynamic, diverse team within the UK market of J.P. Morgan's EMEA Private Banking business. You will be part of a global wealth management leader delivering the highest quality advice, service, capabilities and products to Ultra High Net Worth (UHNW) individuals and families worldwide. Working alongside talented colleagues from multiple markets, businesses and functions, you will have the opportunity to advance your career while providing first-class client experiences.

As a key member of the Private Bank team, the Lending Advisor manages the most complex borrowing relationships by presenting J.P. Morgan Private Bank's credit solutions to UHNW clients and advising on implementation. You will originate credit leads from prospects and existing clients, lead credit marketing initiatives in the local market, and collaborate with client advisory professionals to deliver sophisticated and innovative financing or restructuring solutions.

Your role includes acting as an internal sales leader for credit products, partnering with Market Managers, Bankers and Investors to ensure credit is a core part of the J.P. Morgan offering. You will develop creative financing solutions within acceptable credit and risk parameters, analyze client capital structures, and balance client objectives with business generation and risk management. Additionally, you will underwrite and execute loan and derivative structures, lead credit approval processes, supervise credit documentation, recommend pricing, and monitor portfolio risk to proactively improve portfolio quality.

Working in a team-based environment, you will also assist in the development and retention of junior team members, contributing to a collaborative and high-performing culture.

Experience
- Strong expertise in credit, financial instruments and derivatives transactions
- Experience in structuring complex transactions
- Familiarity and expertise with credit documentation
- Proven ability to identify and analyze credit opportunities and associated risks
- Business development and marketing skills
- High level of analytical skills including financial analysis

About you
- Energetic and driven with excellent relationship management skills
- Ability to maintain a balance between marketing and credit risk roles
- Collaborative team player with leadership capabilities
- Entrepreneurial mindset and motivated to challenge yourself continuously

Qualifications
- Relevant professional qualifications or equivalent experience in private banking, credit or financial services preferred
- Demonstrated credit/risk management discipline and ability to work within risk parameters