Location
London, UK

Hours
Full Time - Standard business hours

Salary
Competitive salary commensurate with experience

About the Role
Do you like helping small businesses grow? Do you enjoy working across organizations and scaling programs? Join Amazon B2B Payments & Lending, a team dedicated to providing invoicing, working capital, and payment acceptance solutions to Amazon Business customers, sellers, and other small business customers worldwide. As a Senior Credit Risk Analyst within the Credit Underwriting and Operations team, you will play a key role in underwriting credit applications, managing portfolio risks, and innovating credit risk processes. This role requires strong analytical skills, high judgment decision-making, and the ability to analyze complex customer financials and underwriting scenarios. You will contribute to building underwriting strategies, improving risk mitigation processes, and managing SLAs in a dynamic, fast-paced environment. Reporting to the Credit Operations Manager based in London, you will collaborate with product managers, data scientists, portfolio managers, and other stakeholders to drive continuous improvement and scale credit adjudication platforms. Key responsibilities include underwriting medium-to-large credit applications, monitoring global portfolio risks, defining policies for credit decisioning, reviewing complex credit decisions, and developing scalable Standard Operating Procedures (SOPs). This is an exciting opportunity to be a thought leader in credit risk management within a global and innovative payments organization.

Experience
- Bachelor's degree or equivalent
- Experience with analytical tools and ability to dive deep into metrics and reporting
- Proven track record in driving process and tool improvements
- Experience managing multiple projects and priorities across teams in a fast-paced, deadline-driven environment
- Experience building and cultivating relationships with internal and external stakeholders
- Proficiency working with databases and SQL

About you
- Strong analytical mindset with attention to detail
- Ability to make high judgment decisions in complex underwriting scenarios
- Motivated self-starter with a willingness to learn quickly
- Comfortable working in a dynamic, fast-paced, and often ambiguous environment
- Collaborative team player who partners well across cross-functional teams and at all organizational levels

Qualifications
- Experience delivering results for large, cross-functional initiatives or projects is preferred
- Experience working effectively across cross-functional teams and partnering well with people at all levels within an organization is preferred