Location
London (Hybrid: 3 days in office, 2 days remote)

Hours
Full Time

Salary
Competitive salary with performance bonus

About the Role
At Castle Trust Bank, a fintech challenger bank specialising in property mortgages, retail finance lending and savings accounts, we are seeking a technically strong and experienced Senior Financial Accounting Manager to lead the Bank’s financial accounting oversight and reporting capability. This critical leadership role is responsible for ensuring robust accounting policies, governance of complex financial models, high-quality financial reporting and effective audit management. You will maintain the integrity of the Bank’s financial statements and support senior stakeholders with insightful financial analysis.

Leading a team of finance professionals, you will work closely with the Finance Director, CFO and executive stakeholders to ensure technical excellence, effective governance and continuous improvement across the Finance function.

Key Responsibilities:
Financial Accounting & Reporting
Own the preparation and integrity of financial statements and associated disclosures
Maintain and develop Group Accounting Policies and technical accounting interpretations
Analyse and interpret financial results to support senior stakeholders including FD, CFO and CEO
Support reporting to senior executives, stakeholders and Board committees

Technical Accounting & Models
Oversee complex financial models including hedge accounting, effective interest rate and amortised cost calculations
Ensure robust governance, monitoring and ongoing enhancement of accounting models
Lead technical accounting updates and implementation of new reporting standards
Provide technical expertise across key accounting matters impacting the Bank

Impairment & Credit Risk Accounting
Manage Stage 3 individually assessed impairment models for defaulted property loans
Partner with Property and Finance leadership to ensure appropriate provisioning and governance
Support oversight and challenge of impairment methodologies and outcomes

Governance, Risk & Controls
Own the Finance control risk assessment framework
Facilitate key governance committees including Impairment & Evaluation Committee and Accounting Policy & Regulatory Reporting Committee
Design and implement controls to ensure accuracy in financial data and calculations
Drive continuous improvement across finance systems and processes

Audit & External Relationships
Lead the end-to-end audit process (year-end and interim)
Maintain and manage relationships with external auditors and advisors
Ensure timely resolution of audit findings and technical accounting matters

Leadership
Lead, develop and mentor a team of qualified and part-qualified accountants
Provide clear direction, performance feedback and development support
Build a high-performing, collaborative and accountable finance team culture

Experience
Significant experience in a Finance or Audit environment, ideally within financial services
Proven experience managing financial reporting, audit processes and accounting governance
Strong technical accounting expertise, particularly within banking

About you
Strong leadership and stakeholder management capability
Excellent analytical, problem-solving and organisational skills
Ability to lead and develop a high-performing finance team
Familiarity with finance systems and general ledger platforms is desirable
Experience within retail banking is advantageous

Qualifications
Qualified Accountant (ACA, ACCA, CIMA or equivalent)