Location
London

Hours
Full Time

Salary
Competitive, commensurate with experience

About the Role
Do you like helping small businesses grow? Do you enjoy working across organizations and scaling programs? The B2B Payments team is revolutionizing how businesses transact on Amazon—providing invoicing, working capital, and payment solutions to Amazon Business customers, sellers, and small businesses worldwide. As part of Amazon's global Consumer Payments organization, we're building payment experiences and financial services that customers trust and value.

The B2B Payments Credit Strategy team is looking for a Senior Risk Manager to lead credit performance strategy for our UK & EU Lending portfolios. This high-impact role directly influences how we deploy capital to fuel small business growth across Europe. You will own the end-to-end risk strategy, driving portfolio growth, solving complex business challenges, and ensuring we meet customer capital needs while maintaining disciplined risk management.

Working at the intersection of Science, Product, and Technology, you will shape credit policies, evolve automated decisioning systems, and build the infrastructure that powers responsible lending at Amazon scale. This is an individual contributor role reporting to the Head of EU Credit Strategy.

Key responsibilities include:
- Driving growth by owning credit strategy across the entire customer lifecycle, directly impacting how fast we can scale our lending business
- Innovating with AI/ML by partnering with Science teams to design new product features, define model rule sets, and build next-generation automated credit decisioning
- Leading through influence by building relationships with senior stakeholders across Product, Tech, Science, and Business teams to drive transformational change
- Thinking big by identifying innovation opportunities, designing experiments, and delivering payment experiences that delight customers
- Owning the metrics by defining, monitoring, and communicating portfolio performance to senior leadership while owning business goals and outcomes

Experience
- Advanced SQL skills with the ability to write complex queries from multiple tables
- Strong analytical skills, attention to detail, and effective communication abilities
- Experience engaging and influencing senior leaders, with familiarity navigating layered decision-making processes
- Preferred: Experience in internal audit and risk management or equivalent

About you
Resourceful, customer-focused, and team-oriented with strong communication skills. You are comfortable working at the intersection of multiple disciplines and thrive in a fast-paced, innovative environment. You have strong program management skills and the ability to build strong relationships with key stakeholders.

Qualifications
- Bachelor's degree required
- Master's degree preferred