Location
London

Hours
Full time, hybrid working pattern requiring at least two days per week (40%) at one of our office sites

Salary
£93,087 - £103,430

About the Role
Asset Optimisation is a dynamic and fast-paced team within Group Corporate Treasury, supporting the Group's strategic objective of delivering greater capital efficiency through asset balance sheet optimisation activities. In this role, you will collaborate closely with teams across the Group's business units to gain a deep understanding of their products and balance sheet constraints. Leveraging your technical expertise, you will identify and implement opportunities to address these constraints, enabling the businesses to grow, thrive, and meet strategic objectives. You will connect with stakeholders to assess how regulatory capital, stress testing, and accounting treatments impact overall Group performance.

This role requires optimising the balance sheet to support capital, leverage, and risk management objectives. Working with complex data and transactions, strong analytical skills are critical. Experience in securitisation structuring is highly advantageous, along with familiarity with technical accounting and regulatory interpretation. We seek a strong team player who is adaptable in changing times and can contribute effectively to a collaborative environment.

Why Lloyds Banking Group
We are an innovative, fast-changing business shaping finance as a force for good. We empower our people to innovate, explore possibilities, and grow with purpose. Our ambition is to be the leading UK business for diversity, equity, and inclusion, supporting customers, colleagues, and communities. We provide reasonable workplace adjustments and are committed to creating an environment where everyone can thrive, learn, and develop. Our benefits package includes a generous pension contribution of up to 15%, an annual performance-related bonus, share schemes including free shares, lifestyle benefits such as discounted shopping, 30 days' holiday plus bank holidays, wellbeing initiatives, and generous parental leave policies.

If you are excited by the prospect of joining our team, we would love to hear from you!

Experience
- Structuring securitisation transactions
- Strong understanding of banking balance sheets and key financial metrics
- Proven ability to deliver strategic and commercial outcomes through effective project management
- Consistent track record of building collaborative relationships

About you
- Solution-driven mindset
- Highly motivated and delivery-focused
- Strong analytical skills
- Excellent written and verbal presentation skills
- Passion for improving processes, ability to prioritise and work at pace
- Confident communicator capable of simplifying complexity for broad and senior audiences
- Adaptable team player able to thrive in changing environments

Qualifications
Not explicitly stated, but relevant experience and technical expertise in financial risk metrics, securitisation, regulatory interpretation, and accounting treatments are essential.