Location
London

Hours
Full Time

Salary
Competitive, commensurate with experience

About the Role
Yapily is a pioneering fintech company building a powerful, scalable, and secure open banking infrastructure that redefines how the world interacts with value. As we expand our UK and Irish/EU Electronic Money Institution (EMI) operations, we are establishing a safeguarding and treasury function to meet regulatory obligations and optimise commercial outcomes.

We are seeking an experienced, detail-oriented Safeguarding & Treasury Manager to own end-to-end EMI safeguarding compliance and optimise treasury management across the Group. This critical role bridges regulatory rigour with financial value creation: protecting customer funds, satisfying regulators, and unlocking yield on operating funds.

You will be a subject matter expert in EMI safeguarding, preferably with UK experience, and have detailed operational knowledge of UK (CASS) and Ireland/EU (EMR, PSR) regulatory requirements. You will design, operationalise, and right-size processes to ensure compliance and treasury optimisation, leading with a collaborative, solutions-focused, and innovative mindset. Automation and AI-enhanced processes are a key focus.

Reporting to the VP of Finance, you will work cross-functionally with EMI support and operations, risk, technology, and finance teams. Flexibility and adaptability are essential in this fast-paced, start-up environment where priorities evolve and proactive initiative is valued.

Experience
- Significant hands-on experience within an Electronic Money Institution owning safeguarding reconciliations and incident management.
- Strong preference for UK EMI experience with familiarity of CASS requirements.
- Deep operational knowledge of safeguarding relevant funds and ability to apply rules independently.
- Proven ability to build and maintain reconciliation reports and design break resolution workflows.
- Practical experience with resolution/wind-down planning, audits, and custodian bank relationships.
- Proven treasury management experience in fintech or payments, including regulated capital and liquidity management, yield optimisation, and money market instruments.
- Experience managing multi-entity treasury structures and multi-currency cash flows.
- Expertise in FX risk mitigation and cross-border funding.
- Advanced financial modelling skills for scalable cash flow forecasting.

About you
- Detail-oriented with a commitment to high-quality outputs.
- Can-do attitude with ability to juggle multiple priorities and think on your feet.
- Collaborative and open to learning and sharing expertise.
- Commercially minded, understanding the impact of compliance and treasury on business.
- Pragmatic and innovative, always seeking better and cost-effective solutions.
- Strong problem-solving skills and resilience under pressure.
- Driven, curious, and proactive in asking questions and understanding challenges.

Qualifications
- Professional accounting qualification (ACA, ACCA, CIMA, ACT or equivalent) is advantageous but not required.
- Strong analytical skills with proficiency in Excel/Google Sheets.
- Experience with ledgers and data/BI tools such as Big Query, Looker, SQL, Python.
- Familiarity with treasury management systems leveraging API-driven infrastructure.
- Genuine appetite and ability to build AI tooling to automate reconciliation, reporting, and monitoring workflows.