Location
London

Hours
Permanent, full-time role

Salary
Negotiable

About the Role
As a Specialist in New Lending Credit Strategy at NewDay, you will play a key role in shaping and optimising credit risk strategies for new customer acquisition, with a primary focus on NewDay’s embedded finance portfolios. You will use data, analysis, and commercial insight to develop and refine credit strategies, assess performance, and support sustainable business growth while delivering positive customer outcomes.

Your responsibilities will include monitoring and continuously optimising the newly launched ArgosPay credit strategy, working closely with the wider acquisition team to ensure risk performance and key metrics meet agreed targets. You will enhance analysis and reporting by identifying emerging trends and translating insights into clear, data-led actions.

You will support product launches and portfolio migrations by providing risk insight, performance analysis, and recommendations throughout the process. Additionally, you will contribute to the design and implementation of innovative credit strategies for the AO product, leveraging new features such as upfront payments and basket-level data to enhance decisioning.

Building strong relationships with stakeholders across the business will be key, using your analysis and expertise to influence decisions and support the wider New Lending team. You will take ownership of your work and contribute to a collaborative team environment, sharing knowledge and supporting colleagues where appropriate.

Experience
- Proficient use of SQL for data analysis and strategy development
- Experience within financial services, with knowledge of consumer credit products and a background in risk and/or analytics
- Ability to manage multiple initiatives simultaneously, delivering high-quality work independently and to agreed deadlines
- Strong analytical skills, with the ability to generate insights, identify trends, and communicate findings clearly to a range of stakeholders

About you
- Experience developing credit risk strategies, including policies and controls governing new customer lending (preferred)
- Experience in embedded finance or a business development environment (preferred)
- Familiarity with visualisation tools such as Power BI or Tableau (preferred)
- Proficiency in Python for data analysis (preferred)
- A working understanding of decisioning systems such as Provenir (preferred)

Qualifications
Not explicitly stated; however, relevant experience and skills in credit risk strategy, data analysis, and financial services are essential.