Location
London

Hours
Full Time

Salary
Competitive salary offered

About the Role
Hello, we’re Starling. We built a new kind of bank because we knew technology had the power to help people save, spend and manage their money in a new and transformative way. We’re a fully licensed UK bank with the culture and spirit of a fast-moving, disruptive tech company. We’re a bank, but better: fairer, easier to use and designed to demystify money for everyone. We employ more than 3,500 people across our London, Southampton, Cardiff and Manchester offices. To support our ongoing growth, we are looking to recruit a Financial Risk Associate/Manager within our 2nd Line Risk function, reporting to the Head of Capital Risk. This role involves supporting the Director of Financial Risk and the Head of Capital Risk with the oversight and evaluation of capital risk, climate-related financial risk, and resolution & recovery planning, alongside undertaking data and scenario analysis. This is a hands-on, analytical role offering senior management exposure and excellent opportunities for professional development. It represents a fantastic opportunity to join a growing fintech firm and help shape our approach to managing financial risk.

Key Accountabilities
Oversight & Evaluation: Supporting the Head of Capital Risk with the review and evaluation of the bank’s Recovery Plan, Resolvability Assessment Framework, ICAAP, stress testing processes, and climate risk assessments (including compliance against SS5/25). Assurance & Review: Undertaking assurance and model reviews to provide robust oversight of risk controls, policy implementation, and the accuracy of management information and prudential regulatory reporting. Strategic Input: Contributing to the setting of the Capital Risk Appetite and reviewing strategic initiatives to evaluate key assumptions and their impact on capital and resolvability. Data Analysis: Performing thorough data analysis, including evaluating climate risk data and business plan assumptions. Communication: Preparing and writing financial risk reports for the Executive and Board Risk Committees.

Experience
Demonstrable experience within a bank, consultancy firm, or regulatory environment.

About you
Practical experience or a deep understanding of ICAAP, stress testing, prudential regulatory developments, or the Resolvability Assessment Framework is highly desirable. Robust financial and scenario analysis skills with a high level of accuracy and attention to detail. A flexible approach to balancing competing priorities, managing expectations, and navigating a changing environment. A proactive, growth-oriented mindset with the ability to provide constructive feedback and handle complex situations with diplomacy.

Qualifications
Not explicitly stated, but relevant professional experience and knowledge in financial risk management are essential.