Location
London, Greater London, England

Hours
Full Time

Salary
Negotiable

About the Role
Internal Audit ensures that Goldman Sachs maintains effective controls by assessing the reliability of financial reports, monitoring compliance with laws and regulations, and advising management on developing smart control solutions. The team has unique insight into the financial industry, its products, and operations. As the third line of defence, Internal Audit independently assesses the firm’s control environment, including governance, risk management, capital, and financial crime frameworks. The role extends beyond identifying control weaknesses to engaging constructively with management to evaluate risk, advise on sustainable control solutions, and assess the effectiveness of remediation efforts.

In this role, you will contribute across the audit lifecycle, including planning, scoping, fieldwork, issue validation, and reporting. You will own discrete workstreams, design and execute test programmes to assess key controls, document analysis and conclusions clearly, and evaluate risks and remediation. You will develop broad knowledge across the credit risk lifecycle, stay informed about emerging credit trends and regulatory expectations, and understand global capital frameworks such as Basel, IFRS 9, and CECL.

You will analyse complex portfolio data to identify themes, outliers, and control gaps, form evidence-based conclusions, and communicate findings clearly to colleagues, business partners, and senior management. Additionally, you will support and coach analysts and new joiners, sharing knowledge and leading practices across regional teams in London, New York, Birmingham, and Dallas.

Experience
- Approximately three to five years of relevant experience in Internal Audit, second-line Credit Risk Management, consulting, or external audit roles.
- Understanding of the credit risk lifecycle in at least one area, with motivation to develop broader expertise.
- Strong analytical and problem-solving skills, sound judgement, and intellectual curiosity.
- Excellent written and verbal communication skills.
- Exceptional attention to detail and ability to look beyond immediate questions.
- Ability to manage multiple deliverables and work effectively to deadlines.

About you
- Detail-oriented team player with an interest in financial markets.
- Curious and motivated to develop expertise across credit risk.
- Able to think critically and communicate clearly.
- Supportive of colleagues and willing to share knowledge.

Qualifications
- Bachelor’s degree or equivalent from a recognised university.
- Progress towards or completion of relevant professional qualifications such as FRM, CFA, CPA, or ACA is preferred.
- Familiarity with credit products across lending, derivatives, securities financing, or private credit is advantageous.
- Understanding of laws, regulations, and supervisory guidance relevant to credit risk management is desirable.