Location
London

Hours
Full Time

Salary
Negotiable

About the Role
The Risk division at Goldman Sachs is responsible for managing credit, market, operational, model, liquidity, and insurance risks across the firm. The Corporate Credit Risk team manages a portfolio of corporate lending and derivatives trading clients, ensuring best-in-class execution of transactions and ongoing portfolio management. As a Credit Risk Associate focused on Corporates, you will deliver credit risk analysis on corporate transactions by applying a thorough understanding of credit fundamentals, leveraged capital structures, and risks associated with lending and derivatives products. You will manage a portfolio of EMEA Corporate clients, assessing credit fundamentals, market trends, regulatory impacts, and transaction risks. The role involves collaborating closely with Investment Banking, Sales & Trading, Legal, Operations, and Compliance teams to support transaction approvals and ensure appropriate risk mitigants are in place. This position offers a unique opportunity to develop professional skills in risk management while working on complex financial transactions within a global team of over 300 credit risk professionals across 11 offices worldwide.

Experience
Minimum of 3 years of credit risk management experience with a background in corporate credit risk. Experience with investment banking products including loan products and derivatives is required. Proven ability to contribute to independent decision-making and support client and business negotiations. Familiarity with regulatory rating requirements and their application is essential.

About you
Strong analytical, presentational, and communication skills. Ability to work effectively within diverse deal teams, taking guidance from and supporting senior members. Confident in presenting transaction analyses and credit recommendations to senior management. Proficient in MS Excel, including financial modelling, cash flow forecasting, and sensitivity analysis. Fluency in English is required; professional proficiency or fluency in German is a plus for managing local EMEA relationships. Interest or progress toward professional certifications such as CFA or FRM is advantageous.

Qualifications
Demonstrated functional expertise with up-to-date knowledge of business, economic, and market trends. Strong technical skills with attention to detail and initiative to broaden financial and analytical knowledge. Motivated to handle multiple tasks, improve performance, and persist through challenges. Client and business focused with the ability to build trusting relationships and manage expectations. Proven teamwork skills, collaborating across teams and acknowledging contributions. Excellent communication skills, sharing relevant information clearly and escalating issues appropriately. Strong judgment and problem-solving abilities, anticipating questions and planning contingencies. Creative and innovative mindset, seeking new ways to improve processes, including leveraging AI tools to enhance credit assessments.