Location
London

Hours
Full Time

Salary
Competitive starting salary, plus discretionary bonus

About the Role
The Structured Finance Portfolio Management (SFPM) team is responsible for credit risk management and administration activities for a diverse portfolio of transactions in renewable energy, power, energy transition, natural resources, infrastructure/PPP, real estate, and securitised product sectors. This role combines client-facing responsibilities with middle office functions, including managing amendment and waiver requests, rating reviews, proactive risk monitoring, covenant compliance, and liaising with key internal and external stakeholders such as Sponsors, Project Managers, external advisers, financial institutions, Bank Senior Management, Credit Departments, Front Office, Treasury, and Loan Administration.

The successful candidate will manage a range of project finance (PF) and/or real estate finance (REF) assets across various sectors. The portfolio may include complex transactions requiring additional internal reporting and involvement in credit applications and restructurings. Responsibilities include diligent credit monitoring through review of covenanted financial and project information, ensuring compliance with reporting policies, and keeping senior management informed of developments affecting credit quality.

Additional duties include timely completion of credit processes such as rating reviews, credit watchlist reporting, self-assessments, waivers, amendments, and extensions. The role also involves administration and regular reporting related to portfolio performance, rating reviews, Know Your Customer and Anti-Money Laundering compliance, and mandate management. Opportunities may arise to support origination teams. The role requires active collaboration with internal departments including Credit, Legal, Front Office, Middle Office, Treasury, Audit, Back Office, and other Mizuho offices, as well as maintaining strong relationships with Agent banks, clients, and professional bodies through timely processing of requests and participation in meetings and site visits.

Mizuho offers excellent progression opportunities, a clear path to promotion, and a supportive culture that embraces flexible working arrangements such as hybrid, part-time, and job-sharing where applicable. Benefits include a non-contributory pension, 27 days' annual leave, virtual GP access, and wellbeing support including Mental Health Allies and First Aiders. The company is committed to equality, diversity, and inclusion, fostering a workplace that welcomes applicants from all backgrounds and identities.

Experience
- Good understanding of risks associated with project finance and/or real estate finance assets (preferable)
- Demonstrable experience managing a diverse portfolio of PF and/or REF assets (preferable)
- Good knowledge and interpretation of legal documentation
- Strong financial analytical skills including interpretation of financial models and ability to run sensitivities
- Accounting knowledge

About you
- Highly self-motivated and risk aware
- Customer focused with a collaborative and positive team approach
- Excellent communication skills
- Problem-solving and decision-making abilities with an innovative mindset
- Independent thinker with the ability to contribute to team success
- Good organisational and time management skills with ability to work under pressure
- Flexible work approach
- Second language skills desirable

Qualifications
- Minimum of 2 A-Levels required
- Bachelor's degree or equivalent desirable