Location
London

Hours
Full Time

Salary
Negotiable

About the Role
At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities by fostering an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk as a global leader in ratings and integrated risk assessment, advancing AI to move from insight to action—enabling intelligence that understands complexity and responds to it. We decode risk to unlock opportunity, helping clients navigate uncertainty with clarity, speed, and confidence.

This role owns the path to product-market fit for property underwriting data solutions in European and London Market insurance, driving evidence-based decisions on where and how the product creates value for insurers. You will lead the drive to product-market fit by iterating both the product and go-to-market approach with early customers, working closely with engineering and data science teams to translate customer needs into technical specifications, review data, triage defects, and define features.

You will build a segmented understanding of European insurers’ underwriting practices, data maturity, and system constraints, translating these insights into distinct adoption paths and product design decisions. Leading the carrier evaluation programme end to end, you will design evaluations, capture and analyze customer feedback, and prioritize product decisions accordingly.

In partnership with sales, marketing, and client success teams, you will refine buyer personas, value propositions, pricing, and packaging. You will hold commercial accountability for the offering, converting evaluations into paid adoption and supporting business development efforts. Additionally, you will own and advance the business case, financial model, and go-to-market plan through internal reviews and report progress to senior leadership.

This role requires coordination across cross-functional teams including geospatial and property data sourcing, catastrophe risk analytics, legal and data privacy review. You will represent the product directly with clients across European markets and support London Market business development by shaping the proposition for US-exposed commercial and delegated business.

Our Property Underwriting team builds property intelligence and catastrophe risk analytics that insurers use to select, price, and triage individual risks. We help insurance clients underwrite more accurately at the point of decision, extend analytics into new geographies and lines of business, and integrate catastrophe modelling science into everyday underwriting workflows. Our products leverage machine learning and computer vision applied to aerial imagery, and we actively adopt AI tools with a strong emphasis on responsible and ethical use.

Moody’s is an equal opportunity employer committed to diversity and inclusion. All qualified applicants will receive consideration without regard to race, color, religion, sex, national origin, disability, veteran status, sexual orientation, gender identity, or any other protected characteristic.

Experience
- Eight or more years of product management experience or equivalent hands-on experience innovating in property underwriting, such as at an insurer or insurance technology provider
- Proven track record of taking a product from concept to market, including geographic or segment expansion
- Deep knowledge of property and casualty insurance underwriting, including risk selection, pricing, triage, and data and analytics workflows
- Technical fluency to collaborate with engineering and data science teams on data products, including understanding data schemas, model outputs, and quality metrics
- Ability to conduct structured customer research and translate findings into engineering specifications
- Commercial fluency to build and defend business cases, shape pricing and packaging, and be accountable for adoption and revenue
- Proven leadership and influence across engineering, data science, sales, marketing, and client success teams without direct authority
- Demonstrated proficiency in artificial intelligence concepts with hands-on experience using AI tools to streamline workflows and enhance operational efficiency
- Awareness of AI risk management and commitment to responsible and ethical AI use
- Experience in the London Market (Lloyd's syndicate, coverholder, specialty broker) or with US commercial property exposures written from London is strongly valued but not required
- Familiarity with geospatial data, aerial or satellite imagery, computer vision data products, or catastrophe risk modelling is helpful

About you
Invests in every relationship, leads with curiosity, champions diverse perspectives, turns inputs into actions, and upholds trust through integrity. You are comfortable operating with incomplete information and evolving scope, and you thrive in a collaborative, fast-paced environment. You have strong communication skills and the ability to build credibility with senior stakeholders.

Qualifications
- Bachelor's degree required; strong candidates come from diverse academic backgrounds including engineering, computer science, mathematics, physical sciences, economics, or business
- Advanced degree such as a master's, MBA, or relevant professional insurance qualification preferred but not required