Location
London

Hours
Full Time

Salary
Negotiable

About the Role
Join Goldman Sachs as a Technical Payments Business Analyst (Associate / Vice President) within our Payments Engineering organization. You will bridge the gap between business strategy and technical execution by leveraging your software engineering or technical background to understand complex system architecture and data flows. Your role involves translating high-level business and product requirements into detailed technical specifications and system designs, collaborating closely with developers, architects, product managers, and operations teams to design scalable payment solutions. You will provide domain expertise in global payment rails and messaging standards such as ISO 20022, guiding the engineering team through complex implementations, managing application lifecycles, and coordinating compliance and attestation processes. This role offers significant growth potential with a clear path to technical leadership or management within a fast-paced, innovative environment.

About Goldman Sachs
Goldman Sachs is a leading global investment banking, securities, and investment management firm founded in 1869. We are committed to fostering diversity and inclusion, offering extensive training, development opportunities, and wellness programs to support our people. Our engineers innovate at the intersection of finance and technology, building scalable software, low latency infrastructure, and leveraging machine learning to solve complex challenges. Join us to transform finance and explore a world of opportunity at the speed of markets.

Experience
- Minimum 3 years of professional experience in a technical business analyst, systems analyst, or techno-functional product role within payments or financial technology.
- Proven track record managing diverse stakeholders and bridging technical and non-technical teams.
- Strong understanding of software development lifecycles (SDLC), system architecture, APIs, and data modeling.
- Deep knowledge of payment processing, transaction lifecycles, and messaging standards, specifically ISO 20022 and global/domestic payment rails.
- Practical experience working in Agile environments (Scrum/Kanban, Jira, Confluence).

About you
- Analytical and detail-oriented with strong communication skills.
- Collaborative team player who thrives in a fast-paced, dynamic environment.
- Ambitious with the capability and desire to grow into leadership or people-management roles.
- Comfortable working across multiple teams including engineering, product management, operations, and compliance.

Qualifications
- B.S. or higher in Computer Science, Software Engineering, or related technical field, or equivalent practical technical experience.
- Preferred: Prior experience as a software developer or systems engineer.
- Familiarity with UK domestic payment rails (FPS, CHAPS, BACS) and experience with compliance audits or scheme attestations.
- Knowledge of payment vendor products (e.g., Finastra GPP, Volante, Fircosoft) and cloud-native payment architectures (e.g., AWS).
- Understanding of payment regulations such as PSD2/PSD3, Open Banking, and AML/sanctions screening.